How much damage can a little water do?

Am I covered for a flood?  Did somebody tell Mother Nature to bring on the rain this year? It sure feels like it! So far 2019 has been a series of storms which have brought California some much-needed pain, oops, I mean rain. Isn't rain supposed to be good for our mental health and have …

Toto, we’re not in Kansas Anymore!

Does my home insurance cover a fallen fence after a storm? Have you ever been in a Tornado? I haven't, but it sure feels like I have with all of this strong wind lately! I don't know about everyone else, but where I live the storms so far this year have brought rain/snow and some …