Changes are happening in the Insurance Industry especially with home and auto insurance! What are they and do they affect you?
Author: lovelyinsurancelady
It’s Fire Season AGAIN…What you can do to protect your home!
Well California, it's fire season again. If you are like me than fingers crossed for an easy year! Today I left my house and the wind was already alerting my insurance brain. I thought, this is not good for fire season! Home insurance premiums, and auto premiums are increasing with many carriers and it is … Continue reading It’s Fire Season AGAIN…What you can do to protect your home!
Do you have coverage for delivery or ride sharing?
Recently my husband and I took a trip to San Diego for my birthday. We had booked a cozy little cottage about a mile away from the beach and close to shopping so we didn't have to rent a car. We didn't plan on going any further than just the beach and to the grocery … Continue reading Do you have coverage for delivery or ride sharing?
If the “Big One” hits, do you have Earthquake coverage?
I love True Crime podcasts! They are a game changer. The other day I was listening away on one of my commutes and the hosts of my favorite podcast started talking about home buying. Now these ladies who host this podcast live in LA. One of them had stated that when she purchased her home … Continue reading If the “Big One” hits, do you have Earthquake coverage?
Tis the Season for Stressful Holiday Driving!
Last week I was on pick up duty for my son's last day of school before the holiday break. Typically I'm on drop off duty so I don't get to see the traffic coming in and out of the school at the end of the school day. I should have known better. I drove into … Continue reading Tis the Season for Stressful Holiday Driving!
Purging your stuff is good for your Home Insurance?!
If you were sitting with me at this moment you'd find out I have a holiday song stuck in my head. I'm pretty sure I haven't heard this particular song today on my holiday Pandora mix, but I could be wrong. All of the holiday songs seems to blend into one big song on repeat … Continue reading Purging your stuff is good for your Home Insurance?!
What do you need to provide to your Insurance Agent after buying or selling a vehicle?
I realized last weekend just how attached we get to our vehicles. I recently sold the first vehicle I ever bought all on my own. I was actually sad. That last day I spent with her I made sure she was squeaky clean, had gas and was ready to go for her new owner. We … Continue reading What do you need to provide to your Insurance Agent after buying or selling a vehicle?
What to do when you get a Homeowner Non-Renewal Notice
In case you missed it...Homeowners' Insurance has become Californa's "It Girl". Maybe Home Insurance Carriers are not receiving the same amount of positive popularity as an It Girl would receive but they have been in the recent spotlight none the less! The recent natural disasters in our State have caused Insurance Carriers to revisit brush … Continue reading What to do when you get a Homeowner Non-Renewal Notice
Wildfire, could it happen to me? In a Suburb?
"I received a letter of crazy requests from my home insurance company, what does this mean?" Yesterday I woke up and my house smelled like a campfire. Not because of my favorite Bath and Body Works candle, which is Marshmellow Fireside BTW...but because we slept with our windows open. There is yet again another fire, … Continue reading Wildfire, could it happen to me? In a Suburb?
I have Full Coverage, is towing included on my Auto Policy?
"It's always something!" Thats what my Grandmama told me today as I told her a story about how we had to use our roadside assistance. She is right, there is always "something" that is going on. Life will seem to be going great (or not so great) and then, wah wah "something" happens. Aren't Grandparents … Continue reading I have Full Coverage, is towing included on my Auto Policy?
The Lovely Insurance Lady 